Temporary Advance :-
i) Sanction for self, Sons/ Daughters or any member
actually dependent on the Govt. Servant.
ii) Advance should not exceed 3 months pay or half of
the balance at credit whichever is less. R.(14)(1)
iii) Pecuniary Circumstances of the applicant to be
considered. R 14(1)(a)
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• Reasons to be considered:-
• i) To pay expenses in connection with Prolonged ill-ness
on Medical Grounds - R14(1) (a) (i)
• ii) To pay for overseas passage for reasons of Health or
Education R14(1)(a)(ii)
To meet cost of higher education beyond high
school stage.
a). Outside INDIA- For academic, Technical,
Professional or Vocational Courses –
R14 (1)(a)(ii)(a)
b). In INDIA – for NGO’s- For All Academic,
Medical, Engineering or other or Scientific
Courses – R. 14(1)(a)(ii)(b)
For GOs for Medical, Engineering or Other
Technical or Specialized Courses. 24
(iii) To pay obligatory expenses in connection with
marriage or other ceremonies R 14(1)(a)(iii) ( not
to be sanctioned for annual shradha)
(iv)To meet the cost of Legal Proceedings instituted
by the subscriber for vindicating his position in regard
to any allegation made against him in discharge of his
official duties. R14(1)(a)(iv)
(v) To meet the cost of his defense where the
subscriber is prosecuted by the Govt. or the
subscriber engages a legal practitioner to defend
himself in any enquiry in respect of any alleged
official misconduct on his part. R14(1)(a)(v)
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(vi)To meet the cost of building / reconstruction/
additions or alteration/ repaying any outstanding loan
expressly taken for this purpose by the subscriber.
R14(1)(a)(vi)
(vii)To meet the cost of purchasing a house site or
repaying any outstanding amount of loan expressly
taken for this purpose. R 14(1)(a)(vii)
(viii)To Meet the cost of constructing a house on a site
purchased utilizing the sum withdrawn under clause
(vii) above. R14(1)(a)(viii)
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(ix)To meet the cost of acquiring farm or Business
premises within 6 months of the date of
subscriber’s retirement. R14(1)(a)(ix)
(x) To meet the cost of purchasing a Motor Car.
R14(1)(a)(x)
NOTE: For clauses (vi) to (x), the applicant has an
approved plan/permits/relevant documents and he
should produce utilisation certificate within one
month from date of withdrawal.
NOTE: For special reasons to be recorded in
writing, an advance shall be granted in excess of
the limit laid down or before repayment of previous
advance for all clauses except (iv) & (v) R14(1)(c)
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• NOTE : Missing debits & Missing credits are to be
deducted from the balance at the credit, and not to
be taken into account for sanction.
• Duration:- There must be a gap of 6 months from one
drawl to another drawl within a financial year.